Payments - This is Matthew

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Payments

A collection of 5 posts

Will Apple Pay Work?

Will Apple Pay Work?

Apple just announced ApplePay. It’s a mobile wallet. Is it enough? It has two new features that differentiate it from existing mobile wallets: 1. Fingerprint authentication 2. Tokenization Apple is proud of some of its launch stats: 1. Top 6 Issuers 2. 83% of card volume 3. 220,000

Pre-Approved Pre-Paid

Pre-Approved Pre-Paid

The Truth in Lending Act of 1968 effectively prohibits credit card issuers from sending you a real credit card that you did not apply for. While court cases and general regulatory pressure have greatly lessened the various scammy tactics some issuers took to get around these restrictions. It appears, however,

Payments and the Postal Service

Payments and the Postal Service

The Inspector General of the United States Postal Service recently released a paper [PDF [http://www.uspsoig.gov/sites/default/files/document-library-files/2014/rarc-wp-14-007.pdf] ] suggesting that the USPS should get into banking, like post office in many other countries. In 2008 (2007?), the team at Green Dot (including myself)

Why I Started Wallaby

About one-and-a-half months ago, I wrote a blog post entitled “Don’t Start a Company to Be Your Own Boss [http://blog.matthewgoldman.com/post/64805179325/dont-start-a-company-to-be-your-own-boss] ” It had better coverage than I expected, gaining some noticed on HackerNews [https://news.ycombinator.com/item?id=6595153]. Because that post focussed

The Problem with NFC

The Problem with NFC

Since I have to be a payments expert (see résumé as CEO of Wallaby [http://walla.by]), I spend a lot of time testing and playing with mobile payments. This means I have a couple of phones and every mobile wallet app oh which I know. We’ve been curious