Apple Will Apple Pay Work? Apple just announced ApplePay. It’s a mobile wallet. Is it enough? It has two new features that differentiate it from existing mobile wallets: Fingerprint authentication Tokenization Apple is proud of some
Payments Pre-Approved Pre-Paid The Truth in Lending Act of 1968 effectively prohibits credit card issuers from sending you a real credit card that you did not apply for. While court cases and general regulatory pressure have
Payments Payments and the Postal Service The Inspector General of the United States Postal Service recently released a paper [PDF] suggesting that the USPS should get into banking, like post office in many other countries. In 2008 (2007?), the
Startups Why I Started Wallaby About one-and-a-half months ago, I wrote a blog post entitled “Don’t Start a Company to Be Your Own Boss” It had better coverage than I expected, gaining some noticed
Payments The Problem with NFC Since I have to be a payments expert (see résumé as CEO of Wallaby), I spend a lot of time testing and playing with mobile payments. This means I have a couple of