/ Disruption

the upshot is this: the financial industry has erected barriers to entry that are much more effective than I ever dreamed possible in an...

the upshot is this: the financial industry has erected barriers to entry that are much more effective than I ever dreamed possible in an ostensibly democratic and capitalistic society

A simple solution to credit card fraud (and why you won’t see it any time soon)February 22, 2013, http://blog.rongarret.info/2013/02/a-simple-solution-to-credit-card-fraud.html